 |
paid $ 35 billion the amount of material
Japan from March 11 since the September earthquake,abercrombie, there are many large-scale loss of global insurance institutions to publish the report. In which the Big Three Munich Reinsurance reinsurance, Swiss Re and Hannover Reinsurance award amounts related to the three companies reached a total of U.S. $ 4.0 billion and this figure may be further adjusted. Relevant agencies that now on the earthquake caused the insurance industry is still too early to predict the ultimate loss, the economic losses caused by the earthquake is expected to exceed billions of dollars, the insurance industry related to award amounts may reach tens of billions of dollars.
Japanese insurance company's risk assessment of minor injuries
RMS released in March 21 report estimated the economic losses caused by the earthquake in Japan will reach 200 billion to 300 billion U.S. dollars, most of which do not have insurance. Similar company AIR Worldwide estimated insurance claims ultimately may reach $ 35 billion bill,louboutin ps cher, which does not include the impact of nuclear leakage.
But industry insiders believe that, due to the uniqueness of the Japanese insurance market, the earthquake to the impact of the global insurance industry may be more limited. RMS executives Vendler said, compared to the U.S. in 2005 Hurricane Katrina disaster, the Japanese insurance industry earthquake losses caused by the proportion of the total economic loss may be minusculeer.
as earthquake-prone and the risk of a huge earthquake insurance in Japan to take a commercial insurance company and government risk-sharing approach. According to the system design, set up a fully state-owned Japan earthquake reinsurance companies - Japan Earthquake Reinsurance Co. (JERC). Japanese commercial insurance company receives earthquake insurance premiums,polo ralph lauren, will be fully into the JERC, which is then distributed to the excess of which the Japanese government, by the Japanese government take excess risk.
According to this system design, if the Japanese commercial insurance companies for payments due to earthquakes in the amount of 115 billion yen the following, in part by commercial insurance companies 100% responsibility for payment; if 115 to 1925 billion yen between, by commercial insurance companies and government commitment to 50%; if the 1.925 trillion yen or more, 95% paid by the Government to take responsibility for commercial insurance companies bear only 5%. This means that this earthquake caused serious damage,giubbotti moncler, mainly by the Japanese government will take responsibility for payment.
by international reinsurance giants tumbled
since the majority of radical insurers such as hurricanes and earthquakes have their own disaster risk re-insurance arrangements, relatively ssummiting, the real Swiss Re expects the Japanese earthquake and tsunami although not as catastrophe reinsurance industry, but a significant decline in overall performance in 2011 is a foregone conclusion.
the world's largest reinsurance company Munich Re March 22 announcement is expected, Japan earthquake and tsunami caused by payment to its loss of 15 billion euros ($ 2.1 billion). If coupled with the first quarter occurred in New Zealand, Australia, earthquakes and floods and other disasters, Mu and then claim a total loss suffered by 2.5 billion euros, the profit of 2.4 billion euros this year, the target will not be realized. Statistics demonstrate that Mu again last year suffered losses due to natural disasters, 1.56 billion euros, the scale is the sum of the past three years.
Mu re not the only one to be Mu-scale second only to re-insurance company Swiss Re expects to Japan's earthquake and tsunami caused by payment of its $ 1.2 billion loss; the world's third-largest reinsurance company Hannover Re suffered a major earthquake in Japan as a consequence of at least 2.5 billion euros (about $ 350 million) in damage,ralph lauren pas cher, and Hanover said that the estimate has not been determined. Prior to another insurance giant American International Group (AIG) announced that its Japanese earthquake and tsunami caused by the loss payment of $ 700 million.
as the market worried about the insurance industry will face the huge earthquake in Japan claim the loss, the first trading day after the earthquake,casque beats, the reinsurance have the Big Three's share price fell acutely. Which Mu and then plummeted 6.3%, Rui again and Hannover Re shares also fell 5.8% and 4.3%. But with the gradual disclosure of more information,louboutin pas cher, the market has eased concerns about the insurance industry, the related shares also rebounded. As of March 25 close, and Rui Mu and then re-price higher than the day of the earthquake on March 11 closing price fell by unique 1%, Hannover Re shares rose 1.4%, AIG shares fell 2%.
Galaxy Securities released a report that the European insurance companies, reinsurance companies,louboutin, especially in Japan, a higher share of insurance business, will take a huge earthquake in the payment. As the regulatory and the insurance company did not develop the Japanese market, the earthquake caused the Chinese insurance companies paid the loss will be minimal.
insurance company specializing in Bayesian rating credit rating (AMBest) released a report,piumini moncler, the current assessment of Japan's earthquake and tsunami caused damage to the insurance industry is still too early, but there is no doubt that this insurance and reinsurance industry and words is a
or push up the rate of global reinsurance industry is still observed
global reinsurance company will be much impact. Although the relevant assessment is still in its infancy, but the industry generally believe that if a serious loss reinsurance companies will choose to increase reinsurance rates.
insurance industry analyst at Barclays Capital Gilbert that paid losses due to disasters cautilized by a sudden jump, causing insurers to resist the decline in the amount of capital retained risk,moncler, while demand for insurance has been rising, componenticularly related to insurance, reinsurance costs increase. Gilbert Asia-Pacific region is expected to further increase the premium rate will be the first, but it will not spread to the world.
reinsurance contracts in Japan is usually updated on April 1 each year. Gilbert is expected, based on the massive losses caused by earthquake, on April 1 this year, the contract premium rates may be related updates Japan earthquake may make the global reinsurance industry to reduce excess capital, which may facilitate their increased premiums.
Japan earthquake impact on the insurance company paid
insurance company is expected to convert in the amount of shares (March 10 to 25)
Munich Reinsurance Company 1.5 billion euros down 6.34%
Hannover Reinsurance Company 250 million euros fell 4.34%
Swiss Reinsurance Company $ 1.2 billion down 5.69%
$ 700 million American International Group rose 0.13%
(Editor: Zheng Shun Choi)相关的主题文章：
"We are shocked to learn that DPRK top leader comrade Kim Jong Il passed away and we hereby express our deep condolences on his demise and send sincere regards to the DPRK people," Foreign Ministry spokesman Ma Zhaoxu said in a statement when responding to a question about media reports on Kim's death last Saturday.
