1500 yuan / year × 3 years = 4500 yuan to see a doctor:mont blanc shop online nishuoisajflk 1000 yuan / year × 3 years = 3000 yuan Entertainment: 1000 yuan / year × 3 years = 3000 $ overhead Total: 65,700 yuan ● pre-school stage overhead Total: 125,000 yuan of financial planning analysis (pre-school part): 1. Chu this year, 32-year-old, engaged in the IT industry, after-tax monthly salary of 6000 yuan. 28-year-old wife,mont blanc pens sale the staff of the joint venture, after-tax monthly salary of 4000 yuan. The two married three years, household assets: occupied housing a mortgage for the month to 3,000 yuan; existing home rental, monthly income of 1500 yuan; 2-year regular savings of $ 80,000, a one-year is about to expire; foreign currency financial products 8000 dollars.Cheap Beats By Dre Mr. Zhu and his wife are old-age insurance and medical insurance. Mr. Zhu's father has long passed away, consider the inconvenience to the mother who lives in the future, therefore marriage Chu will be the mother access to new houses to live. Zhu wife a year ago gave birth to a son, after the maternity leave to continue in the original work,Dre Beats his son by the grandmother. -Year-old baby expenses including the purchase of imported infant milk powder, diapers, clothes and shoes, lady gaga heartbeats intellectual development toys, the monthly cost of about 1000 yuan. In addition, Mrs. Chu also requested a nanny to help her mother with household chores together to see their children, nanny wage of 500 yuan per month. Taking into account the long-term live-law is inevitable there will be friction, coupled with the need for a separate room, children grow up Chu intends to 5 years in a place close to home for the old mother to acquire a small apartment real estate,Monster Beats budget 400 000 yuan. A few years later the baby will enter kindergarten, must be prepared in advance according to the current rules, a park fee, and son on a monthly overhead is estimated to be turning a times. In addition to the elderly and children,Hermes handbags Mr Chu's recent family planning to add their own car. Annual household income of $ 140,000 household savings of 80,000 yuan real estate owner-occupied property to a rental property a set of other assets in foreign currency financial products $ 8,000 liabilities of the mortgage for the month 3000 yuan of annual household expenditure of $ 70,000 of their children's education spending 15,000 yuan financial condition analysis:Hermes Kelly Bags career prospects: they have a good educational background and sound career prospects; monthly family income: 11500 yuan (6000 +4000 +1500); fixed monthly expenses: about 6000 yuan (3000 +1000 +500 +1500); financial assets: 80,000 yuan fixed deposits,hermes handbag outlet household debt of $ 8,000 foreign exchange financing products;: 3000 yuan / month mortgage; welfare and security: husband and wife have social security, no commercial insurance;