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Many people don't know that there are various ways to make money online. Previously, people only know how to surf websites to get paid, but that was in the past. But now, most people are really making decent money online by taking online surveys.
You may not believe this but it is true - you can actually get paid to take online survey. Find out why this is possible and how you can enter the world of easy cash.
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Surveys are popular marketing tools broadly used by the marketing companies. Surveys can help create customer profiles or receive feedback about a specific product or a service.
Moreover, a survey can reveal what customer's expectations are. This information greatly helps any marketing company to refine its marketing strategies.
The surveys can be conducted online, by mail, by phone or in personal. The online surveys have become very popular recently as they are less expensive and easier to conduct.
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Why marketing companies are paying?
You may wonder why the marketing companies are eager to pay survey participants when many people would be happy to participate into free surveys and not get paid to take online surveys. Well, paid surveys sound much more interesting to people thus more people are eager to participate.
In additional the fact that you will get paid to take online survey is pushing you to be more attentive and give reasonable and correct answers. You may think that companies are paying unbelievable money just to get some answers.
However, the truth is that the money that a marketing company will spend for a survey is much less, than the money the same company would loose if it gets any marketing strategy wrong.
How much you will be paid?
You may also wonder how much you will get paid to take online survey.
Tiffanys Sale The remuneration varies depending on the type of the survey, its length and intensity and on the surveying company.
Shorter surveys usually are not well paid - you may receive $3 only for one survey. On the other hand short surveys take up to 5 minutes to complete so it is still good money for the amount or "work".
Longer surveys are well paid - you may receive up to $50 from some of them. Among the highest paid surveys are the so-called focus group surveys.
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You can receive up to $250 for participating in such survey. The length of a focus group survey may exceed 1-2 hours but still the money is worth the time.
So where to start if you want to get paid for online survey participation?
The answer is within the question - you just go online and search for web sites offering paid surveys. Some of the sites will be the actual marketing companies that are processing the surveys; other sites will be mediators between such companies and people like you; third will only provide you with a list of surveying companies for you to pick up and apply to the ones you find interesting.
Most of these sites are free, other's ask for a minor membership fee. However before paying always check if you can find the same or similar services at another free site.
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So, you have to do it to believe it. I know of a friend who are making at least $100 to $200 each day just by doing online surveys.
Get paid to do online surveys is really a new paradigm shift in the 21st century and now you can be part of it. Therefore, I strongly urged you to start your journey to get paid to take online survey as soon as possible, if you are serious of making some extra spare cash.
As Christmas approaches, many of us in the UK will be considering taking out a new credit card to purchases those all essential gifts. With a plethora of card offers out there, deciding which card,if any, is best for you can seem a little daunting
What follows are some useful tips and advice that hopefully will help make your decision a little easier and clearer.
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Loyalty/Bonus Cards
As people's circumstances vary so do the credit card deals on offer. If you intend to clear your bill each month, the interest rate on your card becomes irrelevant as you won't have to pay it. Therefore you should consider going for a card that offers some form of loyalty bonus such as redeemable points, cashback or air miles.
Interest-Free Offers
These cards are particularly useful for those don't clear their balance each month. Shop around for cards that offer 0% interest on balance transfers and purchases.
Tiffany Silver Rings The length of these offers tend to vary, so choose one that is appropriate to you needs i. e whether you intend to use the card mainly for purchases or a balance transfer.
Some cards allow you up to 59 days to pay for purchases before being charged interest on them, thus giving you some breathing space to pay for your goods or/and services.
Special Offers
One way to save money on your card debt is to take advantage of the many debt-transfer offers available from most banks. These offers are usually exclusive to new customers and allow you to pay off your debt from a more expensive card at a lower rate for a limited period.
Cash
Although you can withdraw cash from ATM's with your credit card, it is best left as a last resort as, although convenient, you will pay for the privillage through a steep interest rate.
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Plus Points
Using the plastic to pay for expensive items such as jewellery, electrical goods or goods bought online, gives you the piece of mind of consumer protection i. e under the Consumer Credit Act, the card company are liable ( as is the seller of said goods or services) if there is a breach of contract.
This is especially handy if the goods either arrive faulty/damaged or don't arrive at all due to the supplier, for example, going bust. If any of these scenarios were to arise, you should have the money spent redeemed to your credit card.
Charges
Most cards will levvy a charge against you if you fail to pay your monthly repayment on time, with penalties usually around ?20. You will also incurr a charge if you go over your set credit limit. Setting up a direct debit to make your monthly payment will eliminate the possibility of being late with your monthly payment and thus avoid that nasty charge.
What Card Then?
Deciding what credit card to apply for really depends on your personal circumstances and requirements.
If, for example, you intend to do some serious short-term shopping, a card that offers, say six month interest free on purchases, would be more suitable.
If you know in advance you wil be unable to clear the balance in the short term, then a card that offers a low rate for the lifetime of the balance, would be suitable as you will save a graet deal in interest paymnets compared with a card that resorts to a higher rate after any offers expire.
If you are able to clear your balance each month, then going for a card that offers rewards, such as cashback on purchases, would be most prudent.
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