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Family finance and investment exceed six bogey bogey does not do what the first

With the social and economic development, family finance and investment channels and methods have become more and more, in addition to traditional bank savings, the stock, the purchase of real estate nike air jordan 3, insurance, Jicang have all become household investment projects, It can be said, was now the family is an unprecedented investment in the diversification of financial trends. However, each form of investment and a hedge with a multiplicity, each family's individual situation is different, so each family only according to their actual situation to choose the right investment, the financial resources to increase the value of family-friendly . Therefore, each investor in the choice of investment should be taken into account many factors, careful to make investment decisions, specifically, should be avoid disregard of its own power. Family finance and investment should first consider their own financial strength, the choice of investment, starting from its own economic strength. For example, your hands only a few thousand dollars or tens of thousands of dollars, it can only select some less investment income and stable investments, such as savings, stocks, bonds, etc.; and if you have the hands of hundreds of thousands or hundreds of thousands more dollars, you can consider to purchase real estate, so that both can live, can also be used to implement and increase the value.

Second, avoid economic laws are not respected. Family finance and investment Timberland classic boots, we must be good grasp of the economic development of the periodic law, generally speaking, when you invest in the economy heating up, the prices of various commodities have different degrees of rise, bank deposit interest rate will float upward; and When the economic downturn, deflation, prices, exchange rate, price and deposit and lending rates will be correspondingly reduced. Therefore, the family finance and investment to the future price trends and to have a more correct estimate of investment in order to see the benefits. For example, when you deposit in the savings, without taking into account the cyclical changes in economic development discount mbt on sale, not to make their deposit period is consistent with the economic development cycle, it is difficult to achieve the maximum savings deposit interest yield.

Three bogey good at and avoid weaknesses. Family finance and investment, according to the actual situation of family members ugg clearance, give full play to its advantages, should not consider their own professional knowledge of the nature and quality. For example, you are a public servant, and very strict working hours, you should not participate in the stock market; the contrary, if you have some stock of knowledge and information than the well-informed, there are enough spare time, among the stock market can be because investing in stocks despite the higher risk, but the benefits are great, your hand is worth a try; another example, you have considerable knowledge of the cultural, heritage antiques, celebrity pictures and studies have been conducted discount tory burch, it can be extra money in Jicang, you know, Jicang investment less risky, profits are high.

Four bogey does not study hedge performance. As a result of differences in levels of economic development, the average price level of around very different, this is bound to ask you to focus on increasing the value of research investment. Generally speaking, modern family-owned assets are two types: one is financial assets, there is a class-kind. In financial assets, in addition to preservation measures taken outside the country will depreciate due to inflation and other factors, such as where you live is a small area inflation rate, increasing the performance should be a good choice long-term government bonds or savings; If you live or are above the national average price areas, you should choose high-risk and high return investment projects, so in order to achieve increasing the value of financial assets; in-kind investment, heritage antiques, celebrity pictures, stamps, food stamps , real estate, and some will be due to the passage of time continues to add value.

Five Note no computer costs. Family finance and investment, the time value of money is also a factor can not be ignored. The so-called time value of money is the currency in a different time with different values, in general, over time, gradually appreciate. Therefore, you should minimize idle funds, the funds can be deposited in a bank today, do not wait until tomorrow, to refrain from month to buy financial bonds drag the next month. Fully consider the time value of money and opportunity costs, and strive to achieve the maximum time value of money, working families should also be a finance and investment goals.

Bogey six does not consider long-term benefits. As the actual situation of each family vary widely, in particular finance and investment in, it should be based on the present, focusing on long-term. Generally speaking, the investment can generate revenue, but not every family will own all the assets are all used for investment. If your family's future revenues and their sufficient to maintain the daily life of the future mont blanc starwalker, then invest the funds currently used can be relatively more; the other hand, if your future income is not stable, it should be relatively less investment, so as not to affect the future of life. In addition, family members of working families in determining the age structure of the important factors of investment, if the younger family members, should be considered to focus on the intellectual investment for post-graduate study, learning technology, this is an investment in a lifetime the investment. Related articles:
Myra5336 05.11.2011 0 270
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