Accidents While On The Road
Few people think of workers compensation until they actually need it. Then, the first thing they want to know is whether or not what happened to them is covered by the employer s policy. In most cases the answer yes you will be covered; this is because the program is primarily designed to cover all work place accidents. However, what happens when you get injured on the road What if you were out driving around for you employer to get something your co-workers needed Here s how an accident associated with transportation,Burberry Handbags, and the coming and going clause would come into fusion.
By default, if you get injured at work while doing your job description,Burberry Outlet Store, then any injury that results from you doing that activity will be covered. For example, if you were an office worker in front of a computer, and your monitor blew up in your face, blinding you,www.burberryonlinesstore.com, then you would be covered. But what happens if you re on the road Does the same rule apply . If you were following your job description, or what your employer asked you to do, then yes,Burberry online store, you are covered by the workers compensation policy your employer has. Here s an example that may arise. If your employer or supervisor asks you to go to the local office supplier store to get some supplies for the office, and you get into a car accident on the way, or say a dog bites you while you were in the store, then you would be in your rights to file a claim. Even though you weren t actually at your usual work premises,www.fashionburberrysale.com, the injury occurred while you were carrying out your duties associated with your job. The same applies for people who spend a considerable amount of time on the road, such as truck drivers,Burberry outlet store, or landscape gardeners for example.
If they get injured by a tool while at a client s house, then they would also be covered. A word of warning here though, you can not claim workers compensation if your injury wasn t while you are performing your usual job description. For example, if you volunteered to go out to get donuts for the office party, and you had an accident, then it s unlikely that you ll be covered. While it may have been for an office event,Burberry Sale, if it was outside of work hours, and possibly sanctioned by an employee instead of your boss, then it s highly likely that you re claim would be declined.
Similarly,Burberry Sacrf, if you get into an accident while driving from your home to your place of work, then it s unlikely that you ll be covered either. While travel to your work may be unavoidable, how far you choose to live away from your place of work isn t the responsibility of your employer. In some cases, it can be a slightly grey area, in which case the insurance company will need to decide whether or not they cover you. Overall,Burberry online sale, the important factor to keep in mind is what the transport was for, was it for of a job requirement, or would be considered social or recreational. It doesn t matter where the injury actually occurred; the important thing is what you were doing when the injury took place. It generally doesn t matter who was responsible for the accident. If you re in a car accident whether the other driver is responsible or not, you can still file a workers compensation claim.