Banking self-service terminal systems can solve many problems in everyday life for us, as the system continued to improve and try, some have to bank counter handling of business can also help themselves to go through. For banks, development of self-help business systems not only to relieve pressure on the bank counter, and is also conducive to higher levels of business development. Banking self-service terminalEnd systems have been able to solve many problems in everyday life for us, and along with the continuing improvement of the system and attempts to, some of the original must be obtained at the bank counter for business can also help themselves to handle. Main capital stocks (one-Nineth) ran away some unit cut meat certainly regret sudden boom is not likely in a move investors Gospel: hold stocks saved! Self-help travel currency exchange abroad has become essential activities for many families each year, each time you travel back, zero will also increase in some foreign currency banknotes.����Due to the Bank to exchange too much trouble, many people tend to put these foreign currency banknote zero shelf. In fact, some banks have introduced self currency exchange machine (XDM), Can support themselves instant currency rates conversion into foreign currency in accordance with the currency. In Shanghai, the Shanghai Pudong Development Bank, the Bank of communications, Shanghai Bank, Minsheng Bank have been laid in downtown, hotels, tourism or banking a dedicated currency exchange machine (XDM). In addition, cities such as Beijing, Guangzhou, Shenzhen, Fuzhou is also currency exchange machine has been installed. NearShenzhen also introduced the guidance on promoting the construction of Shenzhen currency exchange environment, encouraging banking institutions in key locales buffet exchange equipment, including currency exchange, ATM machines support Exchange operations, called for more than four-star hotel to achieve full coverage of currency exchange machine. Foreign Exchange as an example to people's livelihood, outside currency exchange machine to be admissible,Currency the currency and denomination: US $ 10, 20, 50, $ 100 banknotes Euro 5, 10, 20, 50, 100, 200, $ 500 denomination; 1000 yen, 5,000, 10,000 denomination; $ 20, 50, 100, 500, $ 1000 notes; pounds, 5, 10, 20, 50 YuanPaper money. At the time of the actual Exchange, self-help currency exchange machines are based on real-time currency prices, exact to Yuan Yuan against the dollar amount at a time. It is worth mentioning that, and its self-service device is different is that self-help foreign exchange can offer Yuan coins, so that when Exchange "with zero integration". For is equal to the amount, generally speaking, the Exchange machineThere is no limit.����Self-service loans part of the self-help loan procedures also required for the processing, but after they opened once and for all, through ways such as self-service devices, online banking you can easily apply for loans. Representative productsDeposit on a regular basis is not yet expired, if early check out, will have a greater loss of interest. In this case, the mortgage loan is often a better solution.����In ICBC's Internet banking system swtor credits, there are "self-help loan" function, in fact, the use of deposit to handle the mortgage loan. ICBC provides that complete the online mortgage loan, loan amount not SuperCollateral 80%, for a single loan in the amount of $ 2000~300000, which is the minimum loan amount is $ 2000. Leaflet deposit, can handle up to 5 mortgage loan.����On the loan term, ICBC's "self-help loan" provisions may not exceed 1 year, after the expiration of the borrowers to be timely repayment. In addition, if you profitOnline banks "self-help loan" an application for repayment must be made online swtor power leveling, the counter is not accepted.����If the loan is overdue, you must to the Bank for processing.����In addition to the ICBC, China Merchants Bank and the Bank can also Bank online self-service pledge loan business. Representative products: Huaxia Bank "optional loan" self-help loan of anotherIn the camps, was issued by the Bank's revolving credit loan. Although banks by this business for a specific product, but basically all belong to the revolving credit loan. That is, loans to people in certain ways, such as a mortgage, credit lines and other means, access to bank credit in advance. Within the scope of credit, loan requirements for lenders, there is no need toBanks to apply again, directly on the Terminal such as self-service devices, online banking operations, can reach the lender of funds account. Huaxia Bank was the first to launch debit cards handle self-help Loan Bank, "free loan" is mainly based on the customer's credit standing, one-time credit products for customers. In the period of validity of the credit, you can use Hua Xia BankPhone banking, Internet banking, self-check machines operate on their own loans. It is worth mentioning that, Huaxia Bank ATM self-service loans service is specifically set on keys, as long as the prior launched this business, through a "self-help loan" service key features, you can apply to loan origination and take loans out on the cash machine to use. At the same time, mining"Pledge of Dynamics", that is, deposit mortgage customers, after apply for your loan, loan amount on the POS terminal card.����Telephone banking, online banking you can loan applications and operations. At present, Hua Xia Bank for self-help loan loan amount set at $ 2000, within the loan period is 1 year, based primarily on the lender actuallyFunding requirements have been determined. Public transport card self-help recovery public transportation card is inextricably linked to the city life partner, although the card back channel has been greatly expanding public transport card, added lots of convenience, taking Shanghai as an example, in the context of the city's public transport cards has opened 144 cards back a proxy. However, there are some restrictions on the back card made people feelVery inconvenient.����Transportation in Shanghai Metro card withdrawal card networks, card when the balance is greater than $ 10, retired card must be provided when you purchase invoices.����In fact, in the first half of this year, Bank of communications has been a pilot on the line to the latest multimedia terminal, you can provide self-help recovery of public transport card for Shanghai public channels. According to reports, public transportation card self-service recovery is multi-mediaA new feature of Terminal, when used through the recovery of the operating instructions can handle public transportation card, card funding and transportation card deposit will be automatically transferred to the cardholder's bank account. When in use, self-help devices this feature is limited to deposit is $ 20 worth of blue public transportation card, transportation card type is not self-recovery of remaining range.In addition, in accordance with the provisions of the Shanghai transportation card purchasing terms of use, when funds in the card is less than $ 10, full refund if card funds greater than $ 10, you need to follow the 5% of the pension amount to deduct fees. Self-service cross-line transfer, do not use the online banking, on the banks of self-service terminals, also have been able to achieve the transfer of funds across functions. ThisUnionPay-feature relies on cross-line transfer payment system to achieve. Cardholder's acceptance of money transfer transactions on Bank ATM terminals, corresponding to a bank card account in the transfer of funds in the card account to another bank.����Therefore, the receiving terminal, go to turn out homals, cards can be from two to three different banks. However, in accordance with Union pay ATM cross-line transferBusiness rules, money out and transferred to the Bank must have opened this business to complete ATM transfers across rows.����And opened a business bank around the current differences are larger. In Beijing, the Bank of communications, CITIC Industrial Bank, China Everbright Bank, Hua Xia Bank, China Minsheng Bank, Guangdong Development Bank, Industrial Bank, Shanghai Pudong Development Bank, Shenzhen Development BankBeijing rural commercial bank, Bank of Beijing, have joined this system. In Shanghai, ATM transfer payments across rows of Societe Generale Bank, CITIC Bank, Shanghai Pudong Development Bank, Guangdong Development Bank, Shenzhen Development Bank, China Minsheng Bank, China Everbright Bank, Hua Xia Bank, Bank of Shanghai rural commercial bank and peace. But the absence of some large banks also make this workCan be limited. In addition, China Merchants Bank ATM machine, has released a cross-line transfer and repayment capability. Cardholders can use other Bank's debit card directly, at the China Merchants Bank ATM machines to China Merchants Bank credit card transfer and repayment, money account in real time.