March 18 raised the benchmark deposit and lending interest rates again, this is since October 2004, the fourth increase deposit and loan interest.

Ling (a pseudonym) heard the news immediately forget about the monthly mortgage has increased by 49 dollars, it is her first suite ovary loan-to-third increase in another house a month also increased by 57 yuan, a result the increase in her monthly mortgage pay 106 yuan.

have to light with a mouth to work, there must also wear this year, next year my old boots.

Ling cheerful, as the conditions of the interview, the reporter agreed to ask her to dinner tea, her reason is she is a typical house slaves, have to weigh point out to eat.

Loss of three rate hikes a leased

32-year-old Ling monthly income of 4,500 yuan, her husband Huang Hongcheng ( pseudonym), 34, monthly income of 5,000 yuan, good benefits, from 2005 to 2007 louis vuitton handbags on sale, they bought two houses.

2005 年 10 月 Ling and Huang Hongcheng Chaoyang District in Beijing to buy their first home, decoration, Bedroom, 83 square meters per square meter 6400 yuan.

Ling are from Anhui, Huang Hongcheng the Northeast, the two sides is not a good family environment belstaff lagerverkauf, Ling farming parents, older, after the town opened a convenience store , Huang Hongcheng mother laid off, his father retired pay 600 yuan a month, there is a on the senior brother.

also does not pay, we decided to buy a house. million or so, my husband's parents gave the six million, then I do not want to, thinking by asking to borrow a friends forget, but considering what the future and living for months, and we took his parents' money. interest of 24 million, 20 years to pay off.

500 yuan to go home, but my husband still has to cover his brother to college, nearly a million a year tuition, plus other property charges, nearly a month to spend a thousand dollars, so we left in 2500 yuan per month so, I rely on New Year back home and his money, and sometimes prize money, a total of twenty thousand two, so that we live fairly moist.

2006 年 4 28, bank deposit and lending interest rates, monthly mortgage Wang Ling, an increase of 50 yuan. August 19, 2006, bank deposit and lending rates rise again, Wang Ling also increases the monthly mortgage of $ 13, March 18, 2007, bank deposit and lending interest rates rise again, Wang Ling they have to pay more to the bank $ 50, now the first house to the bank to pay 2670 yuan per month for a month.

pay nearly $ 120, I figured, since we do not have early repayment, interest rate increases this year after the loans to pay off this suite we have to pay more for a total of more than 27,000 yuan, have enough to buy a hatchback Xiali of.

Ling admitted to reporters that although the mortgage when the pressure is not great, but life also caused some impact.

, so the clothes and bags london mulberry, shoes, cosmetics brands are also good, and sometimes also to talk about exotic restaurant, and friends can go to travel, K song or something, hit something parents, I was not stingy, but buy a house, the first shopping is taboo, her husband did not say I have contempt for their own, and now full facade of a few clothes and shoes were bought before, cosmetics or to buy the brand, which is their biggest investment, and also most valuable, out of tourism? or at home watching TV it!

Ling (a pseudonym) heard the news immediately forget about the monthly mortgage has increased by 49 dollars, it is her first suite ovary loan-to-third increase in another house a month also increased by 57 yuan, a result the increase in her monthly mortgage pay 106 yuan.

have to light with a mouth to work, there must also wear this year, next year my old boots.

Ling cheerful, as the conditions of the interview, the reporter agreed to ask her to dinner tea, her reason is she is a typical house slaves, have to weigh point out to eat.

Forced to become a house slave

Ling has now increased the pressure for other reasons, one of the reasons is that she buy a suite.

the early repayment of the sun that suite, but ran into unexpected things.

Huanghong Cheng's parents in June 2006 to accompany a small son to Beijing to find work.

We are one, his brother live in the living room, a live half a year, of which there have been some contradictions.

2006 年 9 月 Ling was pregnant in October Huang Hongcheng brother he did not find a better job, think of the future birth of a child will be more convenient, so Wang Ling brought him closer to his brother's place in the unit renters, family conflicts intensified.

when they are out of money, and the house is the son, so I want to go where to go, I angrily miscarriage. There are many similar problems, and ultimately I can tolerate, then a real question: is a divorce or other house ?

Under considerations, Wang Ling and her husband in December 2006 and bought a house, this time compared with 2005 prices have been rising a lot South Ring rough housing has nearly 9 christian louboutin schuhe sale,000 yuan per square meter sold, Wang Ling is determined to buy another, and her mother and father agreed, first suite to the grandfathers and grandmothers, and all other expenses for the month and by their small son.

the cost to his parents and younger brother out, because this suite after his parents, has made it clear to his brother, and brother and that he had participated in the work, but the son of working parents are too optimistic, and finally they found that they can not afford for this suite , so the monthly mortgage or by my husband out.

As a result, in fact, Ling and Huang Hongcheng for two houses. Ling in the South outside the ring and bought a suite, 8,500 yuan per square meter, 65 square meters, One Bedroom, paying back 55 million, down 17 million, loans 380,000 810,000 Total repayment, interest 430,000 monthly for 2270 yuan, 30 years to pay off. Ling first house together for 2670 yuan a month, Wang Ling and her husband have to pay 4940 yuan per month.

, but the funny thing is, we have monthly for No way, his brother's wages even feed themselves now immune! not allow them to return home to this house sold. to buy this house when I learned a lesson , never both parents a penny, we hand down not enough, ask a friend to take nearly eight million plus renovation to buy electrical appliances and furniture with sixty thousand yuan, a total of 15 million by, so now the pressure is large house on the contradictions generated by the feelings that I now have no happiness at all, become a real house slaves.

Under the weight of the mortgage, the bank Ling is very sensitive to changes in interest rates, March 18, 2007 the interest rates, so a second house to Ling Also of interest more than 20,000, with the first suite so many times interest rates will have to pay 27,000 yuan, Wang Ling is more than the interest rates will pay nearly $ 50,000 in interest.

News] [Editor

mortgage prepayment rate hike is cost-effective need to carefully consider

central bank to raise deposit and lending rates, many residents would like to have the mortgage early repayment. In this regard, Bank financial planner that prepayment is cost-effective, need to carefully consider the following aspects ... ...

different experiences of people buy the same aspirations: to buy a house is the field protracted

Buy or not buy, buy a new house or buying second-hand ... ...

The prize money for our debt is also a friend, the two combined have over nine thousand wages, pay monthly for five thousand two houses, left four thousand, two sets of annual heating the house and property, both parents maintenance and expenses of two people, counted very tight now and the single life is immeasurably when, and what the mood, do not think about quality, in addition to hard work did not have time to think about something else. hate to hear people talk about is to accompany a friend to buy a house and see the property market,

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