 |
Desai mortgage professional organizations from the . Financial expert analysis moncler wien, is indeed more and more young people join the growing ranks of the personal property interest, but also a considerable number of young people still ignore the importance of home finance.
20 ~ 35 years of age is the age of the most energetic life stage, life is an important wealth accumulation period. For born in the 1970s or 1980s, the younger generation is concerned, some just out of school, work is starting a new job, life is a years, to marry on the agenda, but due to lack of a solid economic foundation and awkward; some form of family support on the elderly, children under the custody of the responsibility is more important. When the consumption pattern is different from the parents, not the parents when the welfare housing, only to make money to improve their living conditions.
So, how accurate and clever financial management, in order to make their own home worry-free, to support their families worry about, it really thirty? Financial experts suggest that 20 to 35 year olds in the implementation of home banking project in the five-year cycle, step by step in three phases.
first step:
Thought no deposit no big deal, monthly wages were spent naked, because anyway, some friends are so close. However, he later began to plan to not only find the time to buy a house, his work failed to save even a penny down, even the most basic mortgage to buy a house down payment is not paid. Annoyed, Xiao Zheng for their current financial situation is really a headache.
Financial Experts: In fact, the 20 to 25-year-olds know how to finance the first point is to cut costs.
Work a few years discount moncler jackets, the economy can lay a foundation, in preparation time home buyers will not buy their own homes as similar Xiao Zheng's troubled.
Step Two:
the family. Mr Wong said the new marriage can be pay on time, do nothing to boil.
Financial Experts: Mr. Wong this like a This is mainly a high amount of loans, but mortgage life is short, resulting in high monthly payments mens ugg, accounting for almost 70% of family income. Financial experts say: the family monthly income of less than 10,000 yuan, the amount of their mortgage monthly payments should not exceed five percent of household income. Mortgage is not just a simple home mortgage, or Should be informed, objective and the flexibility to choose the most suitable mortgage, policies appropriate to their repayment plan.
25 ~ 30 years old young people to choose between home, should not be a good overjoyed expensive Prezzi Piumini Moncler, should abandon the idea home to one step, according to their own could afford to make rational decisions. Especially in the choice of a mortgage, should not be asking too much life is short, or hurry to pay off the loan as soon as possible, and too much compression everyday living expenses, which should be maintained to reduce the quality of life.
third step:
So childrens ugg boots, he was prepared to sell the original house, buy a new home. Can hear the real estate analysts say, the original of this house there is still great potential for appreciation, it is not worth selling. However, if existing homes to sell, buy a new house need to invest more, it is easy to increase the financial burden of the family, may also be handled deficit. Mr Tse really do not know what to do, want to have a good way to kill two birds to solve the problem.
Financial Experts: In fact, Mr. Xie is now faced with the choice of many home buyers are often ready to secondary problems. The best of both worlds Xie desired solutions to problems, but also achievable. In recent years, banks, mortgage institutions have launched many new financial products, mortgage, home buyers can provide services to meet individual needs. For home buyers like Mr. Xie so, it can be considered
Topics related articles：
